Who needs financial planning?

Need a financial plan? 
Who is it for? In "Financial Well-Being for Everyone", I've explained the process of financial planning and how one could benefit from it. Financial planning is not buying a product, it is a process how well one is able and willing to allocate their resources to achieve their financial objectives.

Take charge is the key in achieving financial success.  This is a common sUccess traits for those who want to be in control of their time and money. There is another group who values quality financial & investment advice. They are the Busy working professional. They do extremely well in earning their means and acquiring assets but have no time to manage their finance. They need someone, a competent financial planner who provide sound and timely advice. To monitor their financial progress, setting the yardstick along their financial journey and achieving them one by one. There is this group of people who want to be carefree and achieving their Financial Independence. Stability and preservation are their main concern. And, they have already accumulated substantial wealth to achieve their goal within 10-15 years. Different age groups required an unique set of solutions to cater to their financial need and based on my observation, I've listed the type of clientele whom I have worked with over the years.

• People in their 30s who are finishing student loan & credit car payments...
• People in their 40s who are saving for retirement and planning for education costs...
• People in their 50s who are saving for retirement and paying for university...
• People in their 60s who are "officially" retiring from work...

It seems that everyone need a financial plan.